Consumer Residential Mortgage Loans


Conventional Loans                           

  • Variety of secondary market options                                        
  • Low down payment options                        
  • No pre-payment penalty                                                
  • Local assistance – National products                                    

FHA Loans

  • Insured by the Federal Housing Administration
  • Low down payment options

VA Loans

  • Available to qualified veterans
  • No down payment
  • Reduced closing costs

Rural Development Loans

  • Insured by the US Department of Agriculture
  • Great option for rural homebuyers
  • No down payment necessary
  • Income limits apply

Portfolio Loans

  • Flexible for unique financial situations
  • Decisions made locally
  • Lower closing costs
  • Purchase or refinance

Construction Loans

  • Interest only monthly payments on line of credit
  • Advance funds as you need them
  • Permanent financing available after construction phase


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For additional loan options including Home Equity Loans & Lines of Credit, please visit our Loans page.


All loans subject to credit and underwriting approval. Restrictions and fees may apply.

Interest may be tax deductible. Please consult a tax advisor for further information regarding the deductibility of interest.