Loans

Working Capital Lines of Credit

We have secured or unsecured options that give you an accessible source of funds to meet your working capital needs.


Term Loans

Fixed loans with rate and term options to help purchase equipment, vehicles or consolidate business debt.


Commercial Real Estate

We offer loans for the purchase and improvement of all types of commercial real estate. Whether you are a Home Builder, Owner of Rental Real Estate, Business Owner or Commercial Developer we can accommodate your needs.

  • Land/Lot Loans

  • Commercial Property Loans


Construction Loans

BankStar offers Construction Loans to help get your business started!


Small Business Administration (SBA) Loans

If you are a small business, we can assist you through the SBA Loan application process and help you determine the right SBA program for your company, including loans to finance:

  • Equipment Loans

  • Long-term Working Capital Loans

  • Real Estate Loans


Agriculture Loans

To keep up with consumer demands and new technology, the agriculture industry needs capital. Our knowledgeable lenders can assist you with your agriculture and agribusiness needs.

  • Operating Loans

  • Livestock Loans

  • Machinery Loans

  • Real Estate Loans

BankStar Financial has partnered with the following agencies that offer loan programs to eligible borrowers:

  • Farm Service Agency (FSA) Loans

  • Rural Financial Authority (RFA) Loans – MN only

  • Farmer Mac Loans

  • Grow South Dakota Loans

All loans are subject to credit and underwriting approval. Restrictions and fees may apply.