Loans

Personal Loans

We offer a variety of personal loans with flexible terms and competitive rates to suit your specific needs.

  • Automobiles

  • Boats & Recreational Vehicles

  • CD Secured Loans

  • Unsecured Loans


Overdraft Protection

We understand that life is busy. Forgetting to record a check or debit can easily happen to anyone. For greater peace of mind, link your checking account to Ready Access, an unsecured revolving line of credit. If your account is overdrawn, your Ready Access line will automatically transfer money to cover your transactions. (Coverage up to a pre-approved limit).


Home Equity Loans & Lines*

The equity in your home is a smart, powerful way to obtain a loan at competitive rates. An ideal financial resource for the following needs:

  • Home Improvements

  • Consolidating Debt

  • Purchasing Household Goods

  • Education Expenses

  • Unexpected Expenses

  • Auto & Recreational Vehicles

Home Equity Loans

A home equity loan is used when you need to borrow a specific dollar amount against the equity of your home. Home equity loans allow you to take the amount you need up front and pay it back at a fixed rate of interest over the term of the loan. It provides the comfort of knowing that your monthly payments will not change over time and at the end your loan will be paid off.

 

Home Equity Lines of Credit

A home equity line of credit gives you flexibility with your current and future borrowing needs. This variable interest rate product allows you to use funds as you need them and make interest-only monthly payments on the balance of your revolving line of credit.

 

 

*Interest may be tax deductible. Please consult a tax advisor for further information regarding the deductibility of interest.

All loans subject to credit and underwriting approval. Restrictions and fees may apply.