All personal checking accounts offer FREE:

  • Online Banking

  • Online Bill Pay

  • eStatements

  • Mobile Banking

  • Mobile Deposit

  • Visa ATM/Check Card

  • Withdrawals at MoneyPass® ATMs

Free Checking

Enjoy our basic no-frills checking account.

  • $100 minimum opening deposit

  • No minimum monthly balance requirement

  • No monthly maintenance fees

Interest Checking

A great checking account option if you keep a higher balance and want to earn interest.

  • $500 minimum opening deposit
  • Tiered and variable interest

  • Interest compounded and paid monthly on average daily balance

  • No monthly maintenance fee if average daily balance remains above $500 (nominal $10 fee otherwise)

ePlus Checking

The ultimate checking account that rewards those who bank electronically!

  • 0.75% APY* balances up to $25,000

  • 0.15% APY* balances over $25,000

  • 0.05% APY* on all balances when requirements are not met

Monthly Requirements

  • Minimum of 10 purchases with your BankStar Check Card (purchases must be posted and settled to the account; ATM transactions not included)

  • Receive statements electronically

  • Minimum of 1 direct deposit or 1 automatic payment must clear your account (Bill Pay included)

*An interest rate of 0.75% with an Annual Percentage Yield (APY) of 0.75% will be paid on the portion of the average daily balance up to and including $25,000.00 and an interest rate of 0.15% with an APY of 0.15% will be paid on the portion of the average daily balance of $25,000.01 and above. If you do not meet the requirements, an interest rate of 0.05% with an APY of 0.05% will be paid on the total average daily balance for the month. Checking account interest rates effective as of 03/20/2020. We may change the APY any time after the account is opened. No minimum balance required, however, you must deposit $100 to open this account. No monthly service charge. A fee will be imposed for closing account within the first six months.

Overdraft programs are available that include linking a savings or money market account to a checking account, or a Ready Access line of credit linked to a checking account. Ready Access is subject to credit approval. Certain restrictions and fees may apply to all overdraft programs.